California Insurance Pool Authority (CIPA) was established in 1978 for the purpose of reducing insurance costs through the joint purchase of liability insurance. In 1986, the liability program shifted to a “pooling” format.

CIPA has group purchased excess workers’ compensation insurance since 1986. In response to adverse market conditions, CIPA established a workers’ compensation pool beginning June 1, 2002.

In 2010, CIPA added Employment Practices Liability to its pooled programs. These pooled programs have significantly lowered our insurance costs, increased services and created stability.

Since CIPA’s inception, group purchase options have been broadened to include Property, Boiler & Machinery, and Faithful Performance Bond. Premium savings result from the group purchase of these policies and provide a well-rounded program to meet the insurance needs of member cities.

The members of CIPA operate within the guidelines of the Joint Powers Agreement which is approved by each member’s elected officials. The financial and operating responsibilities are shared by all members through a system of active member committees, management and highly qualified consultants.